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Content and tools are provided for general information and education. Verify critical results independently before making financial, medical, or safety decisions.

The site is provided as is without warranties of any kind. We do not guarantee uninterrupted access or error-free calculations.

We are not liable for damages arising from use of the site or reliance on its outputs, to the fullest extent permitted by law.

We may update these terms. Continued use after changes means you accept the revised terms.